The changes do not involve Lender disclosure, it is a change to the disclosure requirements made by CRAs (Consumer Reporting Agencies.) Further explanation below:
Regarding changes to disclosure language associated with FCRA 609 consumer disclosure requirements effective 9/21/2018:
Please Note: This was not written by an attorney and cannot be construed as legal advice. As with all legal and compliance matters, questions should be directed to persons qualified to provide such advice in your venue.
Consumer disclosure version of credit reports generated though our online system contain the updated language.