A divorce decree is a legal order between divorcing parties and is not a contract between a consumer and the creditor. Typically, as far as the creditor is concerned, all parties originally responsible for the debt remain responsible. The creditor still has the right to pursue payment from any and all parties who accepted contractual liability at the time the account was opened.

 

Any remaining balance, payment status, payment history whether positive or negative, can still report on files of any consumer who is contractually responsible for the debt.